Carpenter Oak - The Professional Timber Framing Company
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Help financing your self build

We at Carpenter Oak are supporters of and exhibit at the National Self Build and Renovation Centre in Swindon, which is a great resource for anyone planning or researching a self build or renovation project.

Even us seasoned professionals learn something new every time we go there and that includes whenever we catch up with the staff at BuildStore about self build finance.

Of course they aren’t the only provider out there, but in our experience as individuals who love self build, we’d recommend a visit to the NSBRC or check out the following as part of your ongoing research…


Self Build Finance

One of the biggest challenges that self builders will face is obtaining finance, with roughly two out of three self builders needing a mortgage to see their project through.

Buildstore Mortgage Services offer a wide selection of mortgages and exclusive deals, as flexible or as well-suited, to the specific finance requirements of your project, including tailored flexible funding options.

To fund your project, you will need a stage payment mortgage which releases funds as your build progresses. There are two types of mortgage, defined by when you get money during the build: Traditional arrears stage payments and Advanced stage payments. BuildStore can help you assess your cash flow to determine which type is right for your needs, and arrange the right solution for your project.

Advance Stage Payments

The Accelerator mortgage from BuildStore is suited to oak frame projects.  The key difference is that money is released at the beginning, rather than the end of each build stage and you get the cash to fund the early stages of your build, including land purchase, frame deposit and the erection of your oak frame project.

The BuildStore Difference:
  • Borrow up to 85% of your land and build costs
  • Stay in your current home until you have finished your new one
  • Receive your money when you need it to pay for materials and labour
  • Negotiate better deals and keep workmen on site by having the cash to pay your bills
  • Choice of leading lenders, products and competitive interest rates
  • Advance stage payments available


For expert advice on financing your oak frame project, simply complete the enquiry form or call 0345 223 4888.